Easy ways
to drive home
Financing handled in-house, fair trade-in numbers, and 0% APR on select carts. Run the numbers below, then send it over — no credit-score ding to get started.
Sheffield Financial secure application · soft pull, no impact to your credit score.
Payment calculator
Get your
numbers
Tell us what you’re looking at and what you’re driving now. We’ll send back a real trade-in value and financing options — usually same day.
Golf cart financing questions
Does Valley View Golf Carts offer financing?
Yes. Valley View Golf Carts offers financing through Sheffield Financial, with a 0% APR for 36 months promotion on select new models for well-qualified buyers. You can pre-qualify online in minutes, and checking your rate does not affect your credit score.
Do you take trade-ins on any brand of golf cart?
Yes. We take trade-ins on any make — Club Car, Denago, MadJax, E-Z-GO, Yamaha, and others — whether you bought it from us or not. Bring it by our Penn Laird showroom or send photos and we'll give you a real number.
Will applying for financing hurt my credit score?
No. Pre-qualifying through Sheffield Financial uses a soft credit check, so it does not affect your credit score. You only move to a full application once you decide to move forward.
How do I apply for golf cart financing?
You can apply online through our Sheffield Financial link, or call us at 540-574-3345 and we'll walk you through it. Most buyers get a decision in minutes.